House Repossession Help

We are currently living in Perth, Western Australia but are moving back to England at the end of July. My parent’s have been looking at houses on the internet, last week they found one. It’s a repossession and we are a cash buyer, we asked family and friends to go view the house on our behalf which they kindly did, the estate agent they spoke to said ” No issue us buying the house from overseas as long as we could prove the funds etc” but when my dad spoke to another estate agent within the branch, he was told ” We are not allowed as we haven’t viewed it” We then phoned back a day later to place an offer and spoke to the same guy who was still adamant that we could not do this, a family member then went into the branch and put in an offer on our behalf after an argument had occurred. We later found out that the offer had been rejected but believe it never went to the owner as it was £11,000 over the asking price and at least £7,000 over the previous offer, correct me if I’m wrong but wouldn’t the owner accept a higher offer? isn’t it in their interest to get as much money as possible for the property?
We then got in contact with our solicitor who said “There is no issue with buying a house without viewing it” so he then kindly phoned them and was told the exact same thing, We told them ” We could prove where the money came from, would send over Identification and a statement showing the funds” This still isn’t good enough for them, our family member even offered to buy the house yesterday but was told no! Our solicitor is trying to find out who the owner is then try direct contact with him/her, apparently contracts exchange on Friday!
My mum has also spoke to two different estate agents within the town as was told “No you don’t have to view a house in order to buy it as long as you can prove the funds etc”
Personally believe an underhand deal is going on!
Is this particular estate agent breaking the law in anyway? Doesn’t all offers have to be presented to the Owner, regardless? Why is this estate agent so different to all the others?
We already have plenty of stress with moving to the other side of the world in a few weeks, we don’t need anymore over buying a house,
if anyone could please provide any information that maybe useful, so we can try and understand this bizarre situation, i would be extremely grateful.
Thank you x

Caffeinated Content

than a Bank or financial institution which should be paying up anyway since they lost the case So whats the solution Mike ? Going to do something about that and see that people get legal representation or what ? How about freeing up the legal services market and seeing to it that people can get someone to represent them in court for less than the cost of an arm and a leg … Govan Law Centre Mike Dailly Mortgage lenders house repossession lawyers law society of scotland Scottish National Part …

Create a video blog

I know a repossession has a negative affect on your credit score, but can you request a lesser penalty on your credit report from the credit union? I just learned about charge-offs, is that better or worse on your credit score than a repossession? My boyfriend got a repossession recently and we are going to work to build up his credit in the next couple years so we can get married and hopefully purchase a house or condo. What would be the best way to raise his score in the next 18-24 months. I know the repossession will probably be on his credit for at least 5 years but is there anything we can do to better our chances to get qualified for home loan?

Caffeinated Content

www.expresscreditclearservices.co.uk email express.financial@hotmail.com (UK) 07932894414 / Call for Consultation . bankruptcy IVA debt elimination credit card debt citizen advice beaureu individual voluntary arrangement consolidation mortgage arrears CCJ’s house repossession finances… … debt relief settlement negotiation reduction avoid bankruptcy alternative services to reduce credit card

Caffeinated Content for WordPress

I know I’m going to get a lot of flack for this. So here goes. High interest rates are given to people with bad credit or no credit. Or not enough credit. I understand the risk with bad credit. Why such high rates with the no credit or not enough credit? The banks shouldn’t be surprised if some of these accounts result in default. People get into trouble when their interest rate is so high. Then they lose their cars and their houses. Doesn’t it make more sense to give these people a lower interest rate to begin with? I realize it is a business and not a charity. If they are going to default. It doesn’t matter what the interest rate is. A low interest rate is better than losing any profits from a repossession or foreclosure.

Caffeinated Content

House repossession info and resources. … “house repossession” “repossessed houses” “repo houses”

Caffeinated Content for WordPress

Lets say a man owns his own home, which he built literally with his own 2 hands and it is completely paid for. Well he meets and marries a woman who, after moving in with him, loses her mobile home by repossession and sells her land. The woman 2 children (12 and 16) from a previous marriage. After a year of marriage, the husband puts the wife’s name on the house along with his because all is going well. But, the next year there is trouble in paradise and they decide to divorce. Who is entitled to the home? The man who built it and had lived in it for more than 20 years, or the woman?
Pyar, I am just looking for different opinions. : )
K, this isn’t about me! I’m not married, lol.

And the house is in Georgia, USA.

Website content

I had my loan set up on auto debit. My house was broken into and though everything forgot to call and switch my account info with my bank. My truck is now in repossession (or the letter said I had until 4 days ago to bring it current). I called they day it was due and asked to send cash via Western Union (so the payment would post faster) and the lady said you need to make it by phone. I called by that evening to do a check by phone (the first lady said call before 9pm) and when I did she said I could only pay for it via Western Union! I explained at this point that it was 8:00pm and that they bank was closed to get cash and send and that I was simply doing what the first lady had asked (paying via phone). She told me that it HAD to be paid by 9pm and that is the only option I had. I called back the next morning and explained the situation and the lady promised to call me back and didn’t. I have all the Western Union information and have the cash to bring the loan current and could send next months payment as well. My question is, if I send it though Western Union (though bill pay) so that the account is current will that stop the repossession? I don’t want to send $3,000 cash and still have the car repossessed tomorrow. In that case I’d rather keep the cash and work it out. I’m thinking that if I send it Western Union and then it posts to my account they can’t still take my car correct and how can they refuse the payment if I pay cash at West Union? Please advise. I’d like to take care of this and send if off today.

gmail domain

Little background information. I purchased a car and had it financed through JP Morgan & Chase automotive finance. I missed on payment in Sept, and since have been paying approximately 100 dollars more each month as agreed with when I talked to them after missing the payment. I am currently stationed in Germany and the car has been at my moms house for six months. Recently it was reposed by a Windsor Group. When they spoke with my mom they said I had not made any payments since October. I have records from my bank stating that all the payments have been sent and received by Chase. Before my car got reposed I was able to check online and see they were receiving my payments. Now there is no information online with chase re guarding my auto loan and I have been unable to get a hold of anyone re guarding the repossession. I am wondering what rights I have regarding this issue. The car was purchased and registered in TX and was at my moms house in Iowa since I have been in Germany I am also a Member of the Armed Forces hence why I am currently in Germany.

I have missed about 5 payments on my autoloan and the bank has “charged-off” my account and according to them, the account is dead. Also according to the bank, I am a Maryland resident so I have one last chance to make the account ACTIVE/CURRENT if I pay them all the payments that are overdue. But it looks like they have changed the terms an conditions e.g. I cannot make a payment over the phone or by check. I have to wire them the amount every month. I am not getting a straight answer from them as well and the representatives I am talking to are acting like as if I have borrowed the money from the representative and they are extremely furious at me. The account manager keeps on saying one thing “I want 2577.00 by April 30th” and I have been telling her that I can pay $2000 right now and when I get my paycheck on May 1st, I will wire the rest of the money, is that acceptable? and the answer I get is “Your car will be repossessed”. This makes me think that they have made up their mind and they will repossess it anyway and the reason why I am not getting a straight answer from them is because they just want to get as much out of me as possible before they repossess.
Also according to the statement they sent me in Feb 09, I owed them 700 dollars (payment = $350/mo). The backdue amount does not exceed $2000 but they are demanding $2577. Upon asking, the answer that I got was “Thats what you owe!!” and no further explanation was given.
The reason for avoiding these people for 5 straight months was because I was dealing with a lot of financial issues for the past two years and everytime I have tried working with them, I have just heard threats of repossession and they have always managed to get payments out of me by threats (they should since I promised to pay back the loan, its their right). This time I am in a better situation because I have paid off my all other much more serious obligations and this car loan is the only loan left and because of this I was hoping that I can work it out but when I called them I was informed that the account has been charged-off and a tow truck could be at my house any minute.

Can anyone shed some light on it? should I forget about this car and let it be repossessed? because it looks to me that the threat of repossession is going to be there even if I make regular payments.

The amount due at this time is $2577 and I must pay it by April 30th. On May 1st, another $350 will be due and the tow truck will be on its way. My payments used to be due on the 20th of each month.
LogicBoy, I know what you saying but a straight answer from the bank would help me in making the decision with more confidence. They are telling me that I can save my car if I catch up on payments but they cannot guarantee it.
This makes me think that either they are:
“Just threatening me” OR
“They will repossess the car but they want to get some money out of me before they repo it and they are trying to get more money by giving me false hopes”